Products / Smart Checking
Smart Checking
A convenient and rewarding option for everyday transactions.
- Up to $500 in cash back on debit card purchases every year
- Get paid up to 2 days early with Early Pay
- Surcharge-free access to more than 40,000 ATMs nationwide in the MoneyPass network
- Minimum deposit of $100 to open
- Monthly fee of $5 that's waived by maintaining a minimum balance of $100 or receiving a direct deposit of at least $500 into the account during the statement cycle