Products / Ultra Checking
Ultra Checking
A payment account that pays dividends.
- Earn up to 4.00% annual percentage yield and up to $500 in cash back on debit card purchases every year
- Get paid up to 2 days early with Early Pay
- Surcharge-free access to more than 40,000 ATMs nationwide in the MoneyPass network, and up to $20 per month in reimbursement of surcharge fees at ATMs outside of The Atlantic's network
- Minimum deposit of $1,000 to open
- Monthly fee of $15 that’s waived by maintaining a minimum balance of $1,000 or having a direct deposit of at least $750 into the account during the statement cycle