The Atlantic Federal Credit Union

Already have an account?

Let's get going!

In order to get started, select an account that works for you.

Ultra Checking
A payment account that pays dividends.
  • Earn up to 4.00% annual percentage yield and up to $500 in cash back on debit card purchases every year
  • Get paid up to 2 days early with Early Pay
  • Surcharge-free access to more than 40,000 ATMs nationwide in the MoneyPass network, and up to $20 per month in reimbursement of surcharge fees at ATMs outside of The Atlantic's network
  • Minimum deposit of $1,000 to open
  • Monthly fee of $15 that’s waived by maintaining a minimum balance of $1,000 or having a direct deposit of at least $750 into the account during the statement cycle
Smart Checking
A convenient and rewarding option for everyday transactions.
  • Up to $500 in cash back on debit card purchases every year
  • Get paid up to 2 days early with Early Pay
  • Surcharge-free access to more than 40,000 ATMs nationwide in the MoneyPass network
  • Minimum deposit of $100 to open
  • Monthly fee of $5 that's waived by maintaining a minimum balance of $100 or receiving a direct deposit of at least $500 into the account during the statement cycle